Afraid I just lost any sympathy for you, after taking a look at BC Federal plan benefits. You have better and cheaper health insurance than I’ve ever had. Furthermore, I’ll be you get a pension, which is pretty much unheard of in the private sector. As for going without raises, join the club! Many of us running businesses have had to take pay cuts or go without pay.
Maybe this will get some sympathy back, I do not have a pension unless you consider a TSP (goverment 401K) a pension. Fed gov used to do pensions but that has been a thing of the past for quite some time. I put $ in, the fed gov does match a certain amount of that but don’t most 401ks do that? (and yes I understand where the matching comes from.)
As far as ins. goes I’ll take your word for that, Ive never done a comparison. Like I said, maybe pay freezes for us are the correct thing, I’m not complaining. Considering the current economic climate in the US, I know anyone who is gainfully employed nowadays is fortunate.