“Turns out people are putting vast storehouses of money on deposit in this country with no interest due ~ they’re just trucking it in and there it is.
We also have vast amounts of resources that can be used to back the currency ~ if need be.”
Ah, so in your mind, retired federal employees have first claim on any asset, public or private to pay their pensions.
I think you will find that simply is not so.
But you can back your currency with pledges against ASSETS.
An asset can be gold, silver, copper, oil, land, uranium, forests, water, coal, ........
Then you pay your debts with that currency.
You can even run more than one type of currency at a time ~ like they did in the early days of the republic. Computer systems are so good you no longer need a separate Federal Reserve system with a single currency. Actually, even after the Federal Reserve system was established we ran with several different kinds of currencies pledged against various things.
Currently our currency is backed by what?