Yes, that is a problem. Until we stop pulling the wagon and being exploited serfs, the looters can continue. Go Galt.
Minimize your tax burden, take maximum deductions so you get no refund in April.
Buy used vehicles and big ticket items instead of new.
Buy stuff that you are going to need in the next few years. Tires, oil, clothes, boots, tools, generators, water purification.
Stockpile food, guns and ammo. No need for expensive 'survival' stuff. Just buy extra canned and dry goods that are on sale.
You'll need all of these things anyhow to survive the coming collapse and inflation is going to force prices up.
Take your money out of the system and invest in gold, silver and land.