You have played some typical mormon dishonesty games of pretending that temples are open to everyone because of things like allowing visitors when a new one is built, and before it becomes official, and of allowing some exceptions such as the young standing in for dead people being baptized.
This is from the official church site.
Being Worthy to Enter the Temple:
“”We are not expected to be perfect to enter the temple. Rather, the purpose of the things we learn and the covenants we make in the temple is to help perfect us. We must, however, be worthy to enter.
A temple recommend signifies that we have been found worthy through an interview with a member of our bishopric or our branch president and also an interview with a member of our stake presidency or mission presidency. Temple recommend interviews are opportunities for us to examine our worthiness. In each of the interviews, our priesthood leaders will ask us about our personal conduct and faith. Our priesthood leaders keep these interviews private and confidential.
If our priesthood leaders find that we are worthy to enter the temple, we will receive a temple recommend. We sign our recommend to confirm our worthiness to enter the temple. Our priesthood leaders also sign our recommend as additional witnesses of our worthiness. This recommend allows us to enter the temple for the next two years, provided we remain worthy.””
It's just not such a jaw-dropping pile of astonishment as you're trying to turn it into.
"Regular Mormons" are making the grade all the time. It doesn't take a huge stretch.