Yeah it was. Obama's, and Bill Clinton, and Jimmy Carter, and Barney Frank, and Chris Dodd, and Ben Bernanke, and Tim Geithner and a large cast of RAT operatives who deliberately crashed the system by turning the lending industry into a mockery of itself.
Similarly, they are trying to destroy health insurance by regulating it out of business, they also have been trying to destroy the banking system...and the energy sector, and practically any form of private enterprise.
I’m happy to include, in blame, all complicit congress members who screwed with the lending industry as Barney Frank did.