Well, I’m willing to chalk up my contributions to gambling losses and do away with it entirely.
I don’t need it or Medicare when I retire...IF I fully retire.
What you're willing to do has nothing to do with anything. I told you what you're GOING to do, you have no choice Now when your time comes you are perfectly free to turn down your SS (you don't have to turn down medicare ,that's automatic if you refuse SS) but you'll keep paying.