[Kaslin]

I went on SS when I turned 62 but not on disability. Then when I turned 65 I went on full SS and Medicare

[spokeshave]

If you work while on social security while over 70 and contribute to a company 401K plan then you don't have to take the forced payout (after age 70.5) from that account.

Of course you have to take the forced withdrawal from any other plan that you may have.

So the strategy is to use the earned cash flow to convert the 401K into a Roth.

Spokeshave who is in this category.