My boss went to the doctor the other day and his portion AFTER medicare was $150.
He later called the same doctors office and asked how much for the same visit if he had no insurance and paid cash. They said $70.
The key is to tell them you don’t have insurance.
I pay $1,800 a year for catastrophic insurance. It pays 100% over $5,000. p/yr.
Do the math if you don’t visit the doctor every week.
I would imagine that he is not over 65, because I cant find doctor that will take cash under any circumstances, other than deductibles. For that matter if you don't already have a doctor, you will be lucky to find one as the ones that will take new medicare patients are rapidly disappearing.
Unfortunately even the Doc's grunts are smart enough to know if you're 65, you're insured.