Thanks for all that, actually I been long term 401k since about 95 and sat threw the lows while seeing co-workers sell, looking for about 20 more years, but if few business are going to be doing business as in the last 4 years, there’s no use sitting through that.
That brings up a political point if I may, as when someone says both parties are alike, no, they were, but the conservatives are actively trying to rid Republicans of the spoiled politicians, well Democrat supporters will put up with it at any cost just to see a Democrat elected over a Republican.
Yeah..... I’m almost 57. I can’t sit and watch my 401k’s turn into “201k’s” and then wait 20 years to get back to where I was.