[DJlaysitup]

I think the younger generation really likes Ryan a lot.

I don't think they know he exists - but I will tell a little story. I paid for my Daughter's degree at UGA and (with Mom) made sure she came out debt free. She married a guy who makes good money but has an $18,000 college loan debt. They are actually waiting on the "debt forgiveness" because they figure if they pay off the loan now they would be Saps...and I can't disagree with them to be honest...we know it's coming...

[JediJones]

She married a guy who makes good money but has an $18,000 college loan debt. They are actually waiting on the "debt forgiveness" because they figure if they pay off the loan now they would be Saps

Most likely the interest rate on that college loan is even lower than mortgage rates are now. So unless they have no other debt whatsoever and no plans to acquire any new debt in the next decade or so, it doesn't make financial sense to pay anything but the minimum on that loan. Doesn't make sense to give up $18,000 in debt at a 2.5% rate when you can add it to your down payment on a house and therefore avoid adding $18,000 more at a 4% rate onto your books.