I don’t know if it’s payoffs or stupidity, I do know this:
When a SWAT team goes to the wrong house, the citizens should say: we’ve got the wrong mayor, the wrong police chief, and the wrong chain of command down to the field-commander level in our police department.
Fire them. Replace them. Start over again. Make it clear to the new guys that there’s no such thing as “going to the wrong house”.
Hmmm....
Maybe it wasn't the right houses, but the right ones to invade. If the Police or various government agencies do enough work to justify taking you into custody, they don't have the wrong address.
If you don't want to confront the armed criminals, you bully the innocent, so that the criminals get fair warning to vacate the premises. Everyone goes home happy, alive, and often richer.
Well.... except the innocent.