[trailhkr1]

Actually, the best plan is not to buy insurance until you get sick.

It will probably end up like medicare part D. If you don't take it out when you turn 65, you will pay a accruing 1% penalty for each month..so if you waited for 8 months after age 65 you will be charged 8% higher premiums.

I bet this will eventually have the same provision.

[muawiyah]

Schemes like that will not be done because we are going to get rid of this abomination.