[.30Carbine]

Your scenario is the way through a crisis for the average Joe, but as the Political Ruling Class will continue to spend other people's money (or imaginary money backed by imaginary money refinanced by imaginary money) there will still be no solution. The Book of Revelation contains this prophecy: "...and do not touch the wine and the oil." While the rest of mankind is dying of war and starvation the luxury class as a whole will remain oblivious until three and a half years before the end.

I heard what sounded like a voice from among the four living creatures,
saying, "A quart of wheat for a day's pay or three quarts of barley for a day's pay.
But do not damage the olive oil and the wine."
Revelation 6:6

[PieterCasparzen]

Revelation 6:6

From the Henry Bible commentary (highly recommended):

II. Upon opening the third seal, which John was directed to observe, another horse appears, different from the former, a black horse, signifying famine, that terrible judgment; and he that sat on the horse had a pair of balances in his hand (Rev. 6:5), signifying that men must now eat their bread by weight, as was threatened (Lev. 26:26), They shall deliver your bread to you by weight. That which follows in Rev. 6:6; of the voice that cried, A measure of wheat for a penny, and three measures of barley for a penny, and see thou hurt not the oil and the wine, has made some expositors think this was not a vision of famine, but of plenty; but if we consider the quantity of their measure, and the value of their penny, at the time of this prophecy, the objection will be removed; their measure was but a single quart, and their penny was our sevenpence-halfpenny, and that is a large sum to give for a quart of wheat. However, it seems this famine, as all others, fell most severely upon the poor; whereas the oil and the wine, which were dainties of the rich, were not hurt; but if bread, the staff of life, be broken, dainties will not supply the place of it. Here observe, 1. When a people loathe their spiritual food, God may justly deprive them of their daily bread. 2. One judgment seldom comes alone; the judgment of war naturally draws after it that of famine; and those who will not humble themselves under one judgment must expect another and yet greater, for when God contends he will prevail. The famine of bread is a terrible judgment; but the famine of the word is more so, though careless sinners are not sensible of it.