I have worked with many businesses in bankruptcy. As long as there is cash flow, THERE IS NOT A PROBLEM.
There is only a problem when the cash flow stops, and then it is the lenders fault. Things were fine until they stopped lending me money.
I would add that very few business manage for profit, they manage cash flow. You and I do also if we admit it. Profit and cash flow are not the same.
I will also state that there is not one govt that manages for profit, only cash flow...................