OK is a relative term. I am doing OK but I am not exactly where I want to be with retirement. It looks like I will have to work 2 to 3 years longer than I thought. If things get worse like I suspect, it will be closer to 5 extra years..
It is a fine line. You don’t want to wait until you’re too old to enjoy your retirement, just to pile up money. Sure, I could wait until I’m 70 and save up 4 or 5 million, but I’d be too old to enjoy it.