It’s a trap...lol...a shill agitprop post.
I had hired a contractor to build a house and had building mortgage loan set up with FCS ( Farm Credit Services) which does get federal funds.
The loan was set up so that the funds could only be drawn out in 5 separate stages of the construction. It was set up as a 25 year mortgage and I was paying payments monthly from the start.
Well, after the first 2 draws the contractor changed the terms of the agreement and totally screwed up the construction by using unapproved subcontractors, very shoddy work that didn't meet building codes.
I refused to sign off on any more draws on the loan.
The contractor filed suit and I counter-sued.
It turned out the the FCS branch manager was friends of the contractor and said they were going to foreclose on my property, saying I broke the contract. Even though I did nothing wrong and had made every payment if full and on time.
I told them I could add FCS to the suit if they wanted to try that crap and they backed off on that.
I won totally in the suit and put that contractor out of business, but it took several years to get to a jury and nearly bankrupt me in the process.
Thru all that time I made full payments and had to rent a second home. The bastards at FCS were never any help at all in getting it resolved.
If Dodd Frank were in place at that time FCS may well have been able to steal my land ( worth 5x the home loan), even though I made every payment on time.