[Stentor]

The banks get dollars at or near 0% but they have to control risk. Whole lot of plate spinning going on. I’m thinking the entire banking system is engaged in something like a fraudulent conveyance. Us Muppets pay for it on a time delay through taxation, austerity, and inflation. I know this isn’t an original idea but it just all of a sudden made sense to me.

[SierraWasp]

A lot of people get mislead when the former line between retail banks and investment banks gets blurred. The Glass Steagal act from the 1930's to correct this confusion was rescinded by Bill Clinton's pen. The bank lobbyist finally convinced the Senate and house banking committees that such a distinction between banking functions within the same corporation was completely out moded.

Now, as many of us howled at the time, the roosters have come home to roost and the roster in CONgress is still filled with too many of the creeps that let it happen... Like Lugar and Hatch (for instance) who've been there way too long!!! (and of course Dodd and Frank)