Wait until you are in your sixties. Its fortunate you have good health. Not everyone is so fortunate.
As for poor planning, when I started working years ago, SS was solvent and the economic issues facing us today were not apparent.
If there were no SS and I didn’t have to contribute to the “Ponzi” scheme, I could have invested that money in instruments of my choice.
And planning on an employer/employee funded pension is simply not poor planning. Its the way things are done - or were done.
I would continue working were I fortunate enought to have secured a position I enjoyed. Not the case. If I were a riflesmith I would work until I dropped or couldn’t see anymore. But as an office type employee, there is limited enjoyment in my job. I look forward to being able to leave - whenever that happens but it looks further and furthere i the distance - if ever.
I guess you’re a victim.