[dirtboy]

And take the comparison even further: have health insurance do what car insurance does: pay ONLY for accidents. Pay for "maintenance" out of pocket. This would make health insurance much much much less expensive and much less bureaucratic. You know, like we used to have, and called it "major medical."

The Whole Foods model works quite well. MSAs for out of pocket and cat coverage that kicks in at five grand.

And allow the unused portion of MSAs to roll over, as long as basic preventative care is met such as one doctor visit and one dentist visit a year.

And allow MSAs to be bequeathed as part of an estate.

You would put the Blues out of business in no time. And that is why the establishment doesn't want to take this path.

[C. Edmund Wright]

You would put the Blues out of business in no time. And that is why the establishment doesn't want to take this path.

I think you're just a bit off base here. I have a policy like that with "one of the blues" - and it works great for them and I. In fact, the blues invented such plans. In my state, the blues are advertising such a plan now heavy. It is GOVERNMENT and UNIONS who perverted it to cover every little thing, not the private "blues."