[Islander7]

Worked for USPS several decades and POD before that ~ and over the years the QUALITY increased.

Then why do they keep losing my bill payments or delivering them 2 weeks late when it just across town?

[muawiyah]

Because you think the USPS has facilities where they store mail until it's ripe.

The reality is your creditors have gotten into the habit of mailing as late in possible so they can churn the maximum opportunity for late payment fees. They've also dropped their address quality hygiene standards, and even farmed out their billing to people on the other side of the continent. You only think you are getting billed by people across town.

They have several other tricks that delay mail ~

You might send them a letter and find out what they are so that you can prepare for them.

Oh, yeah, and remember when they all eliminated the opportunity to PAY EARLY? That was so their actions to delay billing to generate late payment fees worked so well.