Just make student loans dischargeable in bankruptcy again. The whole game will change overnight.
Change..hope?
DITTO. I would base the rate, amount, and eligibility on the student’s major, prospect of being employed based on major and typical salary of such jobs. This will mean the bank will lend less out for students majoring in worthlessness vs hard sciences or skills. That will kill many liberal arts BS majors and hopefully the number of people attending them. If Pelosi wants extention, GOP should take advantage of desire and start modifying the terms of loans to reduce risk of nonpayment.