Couple years ago, my then 28 year old daughter was going to nursing school. She looked at the student loan route and it was pretty convoluted - folks started sending her different payment plans and expectations and she only enquired without actually taking a loan. She didn’t think she and her husband could foot it without a ,oan and asked me for help. I told her that instead of giving a lump sum up front, I would want to go over their budget and make sure they were sticking to one, then I would assist just enough to keep them above water. She graduated and never needed a penny. Most folks taking student loans are idiots and take the max they can get up front and act as if it will never come due. Then the taxpayers end up footing the cost. If they were forced to actually work at a budget and give things up to minimize money needed, we would be much better off. Plus, we wouldn’t have so many taking out loans for liberal arts crap.
GOP reps need to be smart and they are not because who gets backed is funded by the powers to be in this country (the true 1 percent). They want Congress people to be dumb so the corporate lobbyist can sway them one way or the other in the corporate favor. I digress. If the Dems put up a sob story student, the GOP need to ask her how much does she think she will make if she graduates and gets a job. Have real stats in back pocket as she answers. Then ask her how on that salary is she going to pay back the ivy league college tuition? Most cases it will involve someone taking 90,000 plus loan and landing a 30,000 salary. Then the GOP rep should do what a typical astute person does before he takes on a loan by calculating payment vs take home pay minus other essential costs/bills. In other words show the dumb student how she screwed up by not estimating the affordability of the loan before she signed up for it. Then explain to her that adult Americans do this everyday in America before they borrow money and she did not. At that point the rep should ask who should be responsible for the stupid arrangement, she or the taxpayers?