I pretty much agree. My primary bug out plan is to bug in. We’re in a semi-rural area, our home has almost everything we need for a year, and we have enough neighbors that we know and like that we feel secure. Our secondary plan is to bug out to a neighbor’s home. He’s a farmer with a fair amount of land, I’ve shot with him, helped him with home and tractor repairs, and known him for a couple decades. His secondary plan is to come to my home. That’s as far as I’m planning on going - 1/2 mile in my backup plan.
Note: I know that the situation is different in an urban area, but even then I would want to be aiming for a specific address where I know the people, not a hypothetical mountain with my rifle and a plan to go hunting.
I have also made underground caches of supplies within walking distance to my house. These caches contain 3-4days worth of food, medical supplies, a gun and supplies of ammo.
If I'm driven from my home I have a 'retreat' spot or two where I can survive and gather my wits for a possible retake of my house. These cached supplies will afford me that opportunity. Those caches are my 'bug-out bags.'