[Smokin' Joe]

I don't have insurance for the little stuff, only a catastrophe. I did the math on providing the full health insurance package for our family added in what we paid in co-pays and deductibles. Then I added up the bills, including what was paid by the insurance companies. The difference over ten years was $80,000 more for insurance than paying out of pocket.

We pay cash.

The greatest disservice the media have done us all is to somehow conflate being insured with obtaining health care, or for that matter, paying for health care. Insurance does not equal care, nor does the lack of insurance mean people don't pay.

As for the nonpaying public, the first place I'd look are the millions of illegal aliens in this country who neither carry insurance nor pay their bills. If that problem had ever been properly addressed, the rest would be much less of a problem than it is, and that's just in this one area.

[napscoordinator]

Very good points for sure. I never would have thought that people would pay for bills without insurance. You are definitely a rarity.

[stephenjohnbanker]

Great post!