[Retired COB]

I keep getting an automated response from PayPal every time I make a purchase on eBay. They tell me that I'm approaching my $10,000 limit, and that if I want to eliminate that limit I need to either (1) Apply for their captive credit card or (2) Give them direct access to my bank account. It has taken me about three or four years to have my cumulitive online purchases reach this amount.

I routinely reply that I have never owed PayPal a single dime and that everything I buy online and charge through them is immediately paid for with the VISA card I have listed with them (by the way, it has a $15,000 limit). I further state that I have privacy concerns and do not give out my banking information (or Social Security Number for that matter) to anyone who doesn't have a legal need to have it.

So far I've not been able to make that problem go away, so I'm going to have to find another way to shop online....or maybe return to shopping locally.

[goat granny]

Years ago when I sold on ebay I opened a new bank account with 50 dollars and that was the account # ebay got. I would do electronic transfers into that account when my pay pal account got 300 dollars in it. I would leave 100 in pay pal only...I was a small time seller but was not going to give anyone access to my real bank account....it worked out fine until I quit due to a big problem with pay pal since I had changed IP and had a different email address. They wouldn't put in 5 sales I had made because of that and after 2 weeks of fighting with them told them to go F themselves and notified the buyers that the money would be returned to their accounts by pay pal...

Pay pal could only freeze 100 dollars if a problem came up. The money in the checking account for pay pal was empied as it grew....people had pay pal freeze their accounts with thousands in it due to a complaint....

[arthurus]

PayPal kicked me out several years ago when I tried to replace my expired credit card with a new one. PP insisted that I must continue to use the expired card but, of course, I couldn't buy anything with it because it was expired It was all a Big Mixup. I am since glad that the mixup occurred. I have not gone back.

[JustaDumbBlonde]

" I further state that I have privacy concerns ..."

But apparently not enough concern that you won't share with what card you pay and the limit on your card, not to mention how much you've spent on eBay.