I agree - if you build your own roads and want to drive on them, knock yourself out. Let me know when you’ve hit 20 miles of highway and I’ll come take a drive on it.
Doesn’t matter. If my taxes pay for a road, I have every right to drive on it, period. I can properly be required to keep insurance, but then my driving skills are between me and my insurance company, NOT THE GOVERNMENT. Or are you one of those who has no problem asking government’s permission to exercise a natural RIGHT, in this case the right to travel where and as you will?