[LucyT]

Let’s demystify Newt’s ethic charges

. . . . # 12 explains it all.

Thanks, hm.

[MHGinTN]

Vendome did the work, I merely did an htnl drag and paste, lifting highlights from the excellent summary of the lengthy article (and extra data Vendome had at the ready) done by Vendome. Any credit is due to Vendome, not my simple copying.