Nothing wrong with cutting back on things that are not really necessary. My health coverage will give me pretty much whatever I want, but I don’t take advantage of things without good reason. I’ve cut back in every other aspect of my life, why not healthcare?
I got some very powerful pain killers after my rotator cuff surgery. I was going to take them but instead I made a killing on the street! ;)
Frankly, I suspect that if a lot of my contemporaries cut out half the drugs they are taking (I’m 58), they’d save money and feel better.
I personally think that some of the “routine annual mammograms” are over used.
Women with no family history of breast cancer plus no sign of a tumor on direct exam, and who are over the age of 70 should not need to have a mmammogram every year. Perhaps avery 18 months would be adequate. I always delay making my appointment and usually go about 15-16 months between tests.