Like it or not, those are the choices and the only choices.
This author is such an arrogant prick, that he, and only he, can understand the deep nuances of health insurance.
We have only "the inability or unwillingness to grasp the truth". What an ass and it's too bad all of my guns were lost in the great canoe sink.
These are not the only choices, they are the only choices that the author will recognize.
The one choice that he doesn't mention is the free market solution.
Let Americans make their own decisions, pay their own way, and live with their choice.
This would mean getting rid of a law called EMTALA.
It's the law that requires hospitals to treat anyone that comes to their doors, regardless of pre-existing condition or ability to pay.
It was passed by a GOP House and Senate by the way, and signed into law by one R.W. Reagan.
I don't see any constituency outside the Libertarian party for repealing this law. and neither I think did Newt, which is why his idea of requiring financial responsibility (NOT an insurance mandate) was a good one considering the circumstances.