I hold a Ph.D. in Psychology, and the only time I came close to starving was while I was in graduate school and dependent on available assistantships. This experience (along with a couple of others) caused me to wise-up, and I structured my course of study to emphasize classes in the more applied areas of the discipline (statistics, survey methodology, industrial/organizational, human factors). As a result, I’ve made a pretty decent living outside of academia for the last 25-years.
I have a similar background and foucssed on what you called the more applied areas of the discipline (industrial/organizational, human factors) etc. As a result I too have made a pretty decent living outside of academia.