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Less than 2 years on the mortgage? How awesome is that?!!

Yup, I’ve read on the TMMO forums how BS3 can be a drag since the excitement of the kill (paying debt) isn’t there. That’s OK, I get pretty excited about seeing savings balances grow (what a problem to have, huh?)

I love the peace that’s come through the program. About a month after we finished FPU and started getting our life in order, I found myself experiencing this very weird sensation. I couldn’t quite put my finger on what it was then I realized I was experiencing PEACE! I’m not trying to be cute or funny. That actually happened. Living the grind of paycheck-to-paycheck and hearing crap like “Yer always gonna have a car payment” tends to dull the senses.

Of course we still had most of our debt at that time but knowing that we were in control, had a plan, real peace, and renewed hope changed our lives. I also noted that Financial Peace University was a perfect name for the program.

As of 31 December, 2011 we’ve paid off 69% of our debt and it feels GREAT. Haven’t had a car payment for well over a year, have healthy sinking funds, and cash flow all “Murphys” that come knocking at the door.

“Better than I deserve”