No he's not. He has liability insurance. If he didn't, the lawyer wouldn't be wasting his time. The insurance company will either settle or fight an expensive trial. Either way those costs will figure into the larger liquor liability ratings schedule nationwide. That means higher insurance rates for bars that people who drink responsibly will all end up paying.
Exactly. It’s not really “She’s suing the bar”, it’s “Her lawyer is suing the bar’s insurance company”. Which is why a bottle of beer in a bar costs five bucks, or whatever they charge these days. Haven’t seen the inside of a bar in a long time, and the risk of DUI is the prime reason. Ain’t worth it.