You make some excellent points but the way I see it is that we are not going to reduce healthcare costs to a manageable level without the market style approach. The free market has never been devoid of evil, it is simply the lesser of all evils by far. Frankly I would rather chance my own wits and abilities and make others do the same than have the government "protect" me.
The priest and clergy won’t be happy paying the 100,000 dollar / year malpractice premiums.