The only thing I can say to the sign is BULLSHIT.
A car cost as much as what this idiot borrowed and most car loans are 5 years. So she has taken an additional 18 years and Still not honored her obligation. Lady you are simply a loser.....
Student loans don't work like car loans. Student loans can be deferred and postponed for many reasons, but the interest continues to accumulate.
The real problem is sky-rocketing tuition which is due to out-of-control government grants and subsidies of schools which leads to bloated salaries for teachers, professors, and administrators and huge building sprees on campus. The idea is to keep the schools and the students dependent on big government.