Wife and i started saving our money, mostly in bonds and bond funds many years ago. We’ve missed the highs but also avoided the blowouts.
I retired at 62 and signed up for reduced SS.
I would recommend signing up as early as you can. I have no doubt some kind of test will be made for new retirees at some point...
I understand.
I am in the same boat.
Seriously I have been very conservative with the market, and intend to go to a low cost area with decent healthcare for retirement.
I know folks that think they are going to retire in Hawaii and travel the world.
Got luck with that.
Your money will be gone in a heartbeat.
“I retired at 62 and signed up for reduced SS.
I would recommend signing up as early as you can. I have no doubt some kind of test will be made for new retirees at some point...”
Agree...applied last week (@ 63).