America is quickly going the way of Greece... Lazy bums who refuse to work, this #OWS is mimicking what occurred in Greece to start off their economic collapse. Lazy bums who just want to complain and demand they are owed a living.
I'm 28 and know that there will be no SS for me. That is why I invest my money. The future is not guaranteed. Unfortunately, this is not taught at the high school level nor at many colleges. The most education I received regarding investing came in Graduate School as one of my professors was a part time investment adviser who told us how we would look back at now (then it was 2008 when the Dow was around 7000) and regret not investing. I bought some stocks and even though I still believe we are in a Depression, those stocks rose dramatically and I literally doubled my money in the stock market.
It wasn't that hard but when you have bums who think that there will always be a gravy train, nothing will change their minds. They think the world is a "Robin Hood" world, and think Uncle Sam will bail them out. How wrong they are.
Wise planning. I would hope for best, but plan for the worst. By the time your ready to retire who knows. The best case scenario might be an age of 75 before one is eligible to start collecting. If you want to retire at 65 or before, you'll need to live off of investments...
Rock on Dengar01, good for you.