“You will have to pay federal taxes on your Social Security benefits if you file a federal tax return as an individual and your total income is more than $25,000. If you file a joint return, you will have to pay taxes if you and your spouse have a total income of more than $32,000.”
True, but if you have no taxable income you wont have to pay taxes on SS income. 999 would zap people again on everything and zap them again when they spend their already taxed savings.