[seowulf]

I fully understand the thought of not getting in over your head and paying off debt. It's a process my family has really tackled over the past 5 years.

Good for you. It does take a change of mindset and it is an effort to get off the debt treadmill once you're on it.

I think the problem many have is that they spend too much time looking at their neighbors driveway, when in fact, the neighbor is on the treadmill too and wish they could get off.

A good, used car will get you to work and has already gone through the largest part of its depreciation. You don't get the new car rush, and the neighbors don't envy you quite so much, but it's better to look poor and be rich than look rich and be poor.

I've blown my share of money in my time of course, but being debt free is true freedom. There's nothing else like it, not even a shiny, new car.

[GOPyouth]

Good for you. It does take a change of mindset and it is an effort to get off the debt treadmill once you're on it.

Something about having a child really made us re-evaluate our spending habits. :)