[Trailerpark Badass]

But the banks were just as free to NOT make those toxic MBS’s as the people were free to NOT buy a house at the top of a housing bubble.

No they weren't.

Every financial institution is subject to CRA exams, and Clinton made passing those exams a prerequisite for any bank expansion, merger, or entrance into non-banking financial activities. This was required to get Clinton's signature on Gramm-Leach-Bliley.

[TruthConquers]

The banks didn’t HAVE to bite that poison fruit anymore than the uneducated subprime homebuyer.

Can’t have it both ways.

The banks should have DARED clintoon to make his own banks.