I must admit that you make a good argument. But, to prove my point, yours is nuanced, which is not the case with Cain’s.
"Don't blame Wall Street," Cain said. "Don't blame the big banks. If you don't have a job and you're not rich, blame yourself."
How, in light of that statement is what I said nuanced. I didnt say what I had to go through to be able to train horses or establish businesses. Its a persons attitude and willingness to learn and actually do something for themselves instead of waiting for someone else to either do it for them or somehow give them something. Not being willing to step back and start over, not being willing to live on less, not being willing to move or change locations or learn new skills all contribute to not moving forward and are all personal decisions.
Ill give you a little more background. I only have a high school education but I have owned a feed and soil testing laboratory, a custom furniture manufacturing business, a computer store, a computer networking business, and a long haul trucking company. All started from scratch and I didnt borrow money to get any of them started nor did I inherit a dime or get financial help from family. I am now retired and travel in a 40 motor coach.
BTW: most "rich" have personal stories which include losing everything - more than once.