[cherry]

is my money in my roths and 401 worth anything?....I’m not old enough to take it out without a penalty and taxation and then again, what would you do with it anyway.

[familyop]

"is my money in my roths and 401 worth anything?....I’m not old enough to take it out without a penalty and taxation and then again, what would you do with it anyway."

I wish I could answer that one but can't. Just call me chicken. Some investment managers/advisors are the best way to go in volatile markets, as the better ones collect much research and move their clients rapidly enough in this environment. ...wish I could help more. Their advice to a particular investor would also depend on how much the investor is trying to hang on to, among other things (e.g., some of the biggest investors recently advised toward large agricultural properties).

Generally, this appears to be a good time for saving, because prices of many things haven't really fallen, yet, while we might be headed in a deflationary direction. But then that could change very quickly with sudden policy changes (desperate stimulus/QE attempt for quick currency inflation, etc.), reactions from other nations (currency tussles and the like) and many other possibilities.