It was not an inflammatory remark, and someone messed up here and the result is a whole lot of dead people.
Every pilot I have personally known had above average character and innate skill. I would attribute the "cause" to mechanical failure first. I certainly wouldn't jump to the conclusion that human error was the cause. Surely it "may" have contributed, but the "driver" was a professional as well as his crew.
Just for curiosities sake, what do you make of the rear landing gear being deployed? Was this a pilot action or mere inertial happenstance?