This wouldn’t be so taxing if you weren’t so committed to believing you are right, and seeing me as a simpleton, which is far from the truth. I’ve found that approaching things with a inquisitive mind is much better.
Of course, you don’t get a lump sum. You start getting payments. But the total paid in is still less than if you waited til 65, NOT because you paid more, but because the government keeps part as a “penalty”, to incourage people to work longer thereby bringing in more revenue.
Checked into it and SS is not an income tax. It is exactly as I stated earlier, that it is separate.
As a veteran, I know all too well the changes that Congress can and does inact on us, whether it be civilian or military.
Believe whatever you wish but you don’t make much sense.