[Logic n' Reason]

Tort reform laws would probably cut medical costs in less than half.

This brings up an interesting argument....

First....let's start with: true, actual, effective tort reform is enacted.

Does it follow that: medical malpractice insurance companies will pass the cost decreases DIRECTLY to the insured in the form of radically decreased premiums (say....over 80% decrease)?

And if so, will the doc then pass along this radical cost decrease in his overhead directly to patients in the form of drastically lowered medical bills for them to pay?

I've a sibling who is in the medical community. When I posed this argument to him, his response was "fat chance".

So...tho tort reform is needed, perhaps the cost savings from it won't even reduce down to patient level??

[mountainlion]

Malpractice companies would have to change with competition. To say that the whole medical industry is corrupt is painting with too wide of a brush. Doctors do have compassion and actually do work for some that can not afford Dr. fees. Insurance companies do have to be competitive and even Farmers Group has a class action law suit for overcharges.