[americanophile]

It doesn’t. It’s just an insurance company avoiding liability. Same old game.

[Will88]

Lots of folks here are making all sorts of high minded moral judgments and the article doesn't even say exactly what the rules of the contest were, and the company hasn't said exactly why they didn't reward the money.

but more than likely it was written into the policy that the winner of the $50,000 had to be the person who purchased the ticket.

That is speculation by the writer of the article.

As is so often the case: More information needed.

[Deaf Smith]

If there was $50K in escrow for the prize and $20K was given to a charity...where is the other $30K?

[Balding_Eagle]

It’s just an insurance company avoiding liability. Same old game.

The insurance company paid, even though they didn't have too.