[svcw]

Did you know that after a refi is funded, the bank can pull your credit report up to three months and possibly retroactively deny your refi? It is a Fanny Mae/Freddie Mac regulation from 2009, that went into effect June 2010. B Frank and C Dodd need to be beaten bloody or at least be forced to live under their own rules.
This regulation is so convoluted to be laughable. Which is what I did.

[sanjuanbob]

How would they get the money back? Is it spelled out in some disclosure that they can do this? Can they foreclose on a borrower that’s never missed a payment? I’d like to see that portion of the law if you can point me to it.
Thanks,
SJB