Minorities who weren’t qualified for loans made it a race issue until they were magically qualified; when they were unable to pay them back they were “duped by the banks” (the same banks that were forced by the government to make the bad loans).
Personal responsibility is as abstract to our permanent underclass as education is; the number of poor immigrants who come here (legally or otherwise) and leave them in the dust is embarrassing.
Generational poverty -- learned at the knee of mothers waiting for the check in the mail -- destroyed family unit, courtesy of the great society and government is your daddy = crippled, dependent society.
Participation in affirmative action requires abandonment of any sense of personal responsibility by whites as well as minorities. Without the prior 40 yrs of saluting bullshite and mouthing bullshite and enforcing bullshite this particular form of affirmative action would have been turned back by the bankers as asinine and un enforceable and stupid. The whole point of AA was not to advance the position of the poor and put upon, rather it was to erode the larger societies sense of right and wrong. (See the tagline)
Post of the day.
I see you caught the lie in the article as well. Lending institutions had a gun put to their head by the feds telling them to either make x number of loans to unqualifed applicants or unpleasant things would happen. The scribbler didn't mention that in his article.