RE: The one thing she doesn’t own is a car.
How’s the bus system in your area?
If you live around NYC and Suburbs, you can survive without a car. Buses and trains get you around pretty nicely.
Where she lives she really doesn’t need a car. She lives right in the town. So grocery and so forth is within walking distance. Bus service is limited but, we do have it. It isn’t the greatest thing to have to walk her in the winter though. We get 200” give or take of snow every year.