it takes time to forge a check, seconds to manipulate hacked data.
imagine just hacking or bribing a seiu employee to create a few extra accounts.
With direct data to bank, you don’t need an actual address.
With unemployment at ~10%, 1 in 10 mailboxes is going to have an unemployment check in them. And do you trust postal workers? If hacking were really an issue, it would just as easy to hack the system to mail a check as to credit a debit card. How many cases of hacked debit cards have you heard of versus stolen checks?
I think that tin foil hat is getting a little tight. It seems to be cutting off the blood flow to your brain.