How the hell do you know what his situation is other than the main thread of the story?
How do you know he was gone on vacation? I sure couldn’t surmise that from the info given. For all I know the guy lost his job and was out of town trying to find another one.
We just know that he failed to pay his mortgage.
And we also know that the mortgage company is not a 501(c)(3).
Read through all the posts. The issues you raised were discussed in length by numerous posters including myself.
This whole thread is getting a little silly. The “facts” of story seem a bit surreal to me. If a crime was committed, what is the outcome of the Investigation?